Retirement and Estate Planning
Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program, and managing assets and risk. Future cash flows are estimated to determine if the retirement income goal will be achieved. In the simplest sense, retirement planning is the planning one does to be prepared for life after retirement, not just financially but in all aspects of life. The non-financial aspects include lifestyle choices such as how to spend time in retirement, where to live, etc.
Estate planning is the preparation of tasks that serve to manage an individual’s asset base in the event of their incapacitation or death. The planning includes the bequest of assets to heirs and the settlement of estate taxes. Estate planning involves planning for how an individual’s assets will be preserved, managed, and distributed after death. It also takes into account the management of an individual’s properties and financial obligations in the event that they become incapacitated.
We enable our clients to manage and grow their wealth through well designed and researched third party products.
Our Happy Customers
I am totally satisfied with the services and advice given by you whenever I needed. Never ever I have found you lagging in any respect. You are very sincere, dedicated and totally committed to your profession therefore you are bound to have excellent relationship with all your clients. Your human values are beyond expectations and of exceptional order, a rarely in today's world.
I still remember the crucial time some 4 years back when I was lucky to meet you. Had lots of issues with respect to income tax/ capital gains. Misguided by my previous CA, I was deep down in s——. But, today I am a very satisfied person with all financial issues sorted out by you. You have given me correct and much needed timely advices. Being a busy professional, I understand the value of these advices and actions. Lucky to have a professional and a good human being as my financial advisor.
Rakesh has been my advisor for 7 years now. I knew a little bit about investing, but not enough to feel confident, and placing my trust in him was a great decision. I feel fortunate to have him manage my investment portfolio to the degree in which I have a very comfortable plan that works well for me. He shows a genuine interest not only in the management of your investments but also you as a person and friend. He explains your investment portfolio very well and encourages you to invest in safe and secure products but with decent returns. I would not hesitate to recommend Rakesh to anyone who is seeking a good financial advisor. Thanks Rakesh.