Investment
Money doesn't grow on trees but it can grow when we save and invest wisely!!

Mutual Fund:
Mutual funds play an important role in household finances and retirement planning.  Their role in retirement planning is particularly significant.

You will surprise to know that more than 80 million people, or one half of the households in America, invest in mutual funds.  It means that, in the United States alone, trillions of dollars are invested in mutual funds.  At the end of 2011, there were over 14,000 mutual funds in the United States with combined assets of $13 trillion.  It is estimated that the U.S. mutual fund industry will soon surpass $15 trillion in assets.
 
In India, from a single-player i.e. Unit Trust of India (UTI) in 1964, the Indian mutual fund industry also has evolved into a high-growth and competitive market.  As of August 2012, forty four asset management companies (AMCs) were operating in India with assets under management (AUM) of approx. Rs. 640,000 crore which has grown to approx. Rs.808,000 crore as at September, 2013. 

Mutual funds have become extremely popular over the last 20 years. What was once just another obscure financial instrument is now a part of our daily lives. Mutual Fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost.

We are Mutual Fund Distributor registered with Association of Mutual Funds in India (AMFI).  We are empanelled with most of the Mutual Fund Companies in India for selling various types of Mutual Fund products.

Fixed Deposit:
Typically, banks are the biggest issuers of fixed deposit products in India.  Since banks inherently have the trust of their customers and since they already have the customer’s money, investors find it easy to choose them.  However, there are other institutions that offer similar deposit products to investors.  We deal in fixed deposit products being offered by all major Corporate Houses and Non Banking Finance Companies in India.

Tax-saving and Tax-free Bonds:
Money invested in tax-savings bonds up to Rs.20,000/-, can be deducted from total income when calculating income tax. However, the interest earned on these bonds is subject to income tax.  The new breed of tax-free bonds is almost the reverse.  There is no deduction for the principal amount invested in tax-free bonds but the interest earned on such bonds is exempted from tax.  These bonds are subject to capital gains tax.  We deal in all such bonds offered by various major companies in India.